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23.04.6154-1	The Influence of Digital Divide on The Use of Mobile Banking Applications in Balikpapan 23.04.6154 – BENITA BHANUWATI ARDI Klasifikasi 332.17 – Karya Ilmiah - Skripsi (S1) - Reference (Non-Sirkulasi) Lokasi Tel-U Gedung Manterawu Lantai 5	S1 International Ict Business	Sumbangan	Tersedia