The book discusses the importance of Charity and Education to achieve financial wealth and blessing. Not only based on logical thinking to calculate material gain, it explains how we apply financial behavior based on EQ and SQ to achieve FSQ (Financial Spiritual Quotient). Charity is an important share that you need to spare whenever you got an income. It also raises awareness that you need to allocate your fund for education and protection against death, sickness and wealth loss by obtaining live insurance and loss insurance as a form of submission. Fund allocation to increase non-financial wealth is a long-term investment that will bring blessing and multiply your financial wealth.