The development of Internet penetration rate in Indonesia brings many internet-based applications in various platforms of digital telecommunication equipments, such as: personal computers, tablets, smartphones, etc. This phenomena creates various internet-based applications both for personal and corporate usage that have been developed in-order to attract or expand the business to broader markets and meets efficiency and effective means. Online transactions is one of the example amongst future applications that people are increasingly familiar with to do day-to-day transactions in Indonesia considering the promising economic growth in the next decades. Therefore, the technology experts continually pay attention to work and develop more practical and trustable functions by expanding or improving its key features in various platforms. This paper reports review on two preliminaries studies with the aim of obtaining deeper understanding towards the communication behaviors of Indonesian youth on the uses of online banking services. The studies explored two different angles of young adults attitudes towards online banking transaction usage, included on how they perceive its benefits and how they experience the online transactions itself. As the paper are aimed to provide academic and practical contributions on the understanding of Indonesian youth communication behaviors, it observes communication behaviors to new digital technology adoption that reflects and represents through their attitudes towards the usage of online banking transactions.